CLAWSON, Mich., January 14, 2015 — International Bancard, a nationally recognized leader in the payment acceptance industry, today announced an exclusive partnership with the Small Business Association of Michigan (SBAM). This partnership provides immediate benefits for SBAM and its members by giving them secure and convenient ways to accept credit, debit, ACH, check, and gift card payments, and by helping them identify new ways to drive business growth through payment acceptance.